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Pensions Finder - Privacy Policy

Last updated: December 21, 2023

If you have any questions regarding this policy or your personal data, please contact  info@pensionsfinder.co.uk.

Pensions Finder takes your privacy very seriously. This privacy policy has been prepared in line with the EU’s General Data Protection Regulation (GDPR) as of 25 May 2018.

The GDPR promotes fairness and transparency for all individuals in respect of their personal data and can be applied to Pensions Finder's data. Pensions Finder will explicitly ask for your consent whenever data is required from you. To allow this, a log of your consent to the collection and use of such data is secured.

This Privacy Policy describes Pensions Finder's policies and procedures on the collection, use and disclosure of your information when you use the Service, and informs you of your privacy rights and law protections.

Pensions Finder uses Your Personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Pensions Finder Definitions

For the purposes of this Privacy Policy:
  • Account means a unique account created for you to access Pensions Finder service.
  • The Company refers to Pensions Finder.
  • Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses.
  • Country refers to United Kingdom
  • Device means any device that can access the service such as a computer, a mobile phone or a digital tablet.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any natural or legal person who processes the data on behalf of Pensions Finder. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
  • Website refers to Pensions Finder, accessible from www.pensionsfinder.co.uk
  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Personal Data

Collecting and Using Your Personal Data

Types of Data Collected

While using Pensions Finder, you may be asked to provide certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
  • Email address
  • First name and last name
  • Phone number
  • Address, State, Province, Postal code, City
  • Usage Data
  • National Insurance Number

 

Pensions Finder Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access Pensions Finder through a mobile device, certain information may automatically be collected, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

Pensions Finder may also collect information that your browser sends whenever you visit or when you access the Service by or through a mobile device.

Pensions Finder Tracking Technologies and Cookies

Cookies and similar tracking technologies are used to track activity and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Pensions Finder. Technologies may include:
  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts Pensions Finder, unless you have adjusted Your browser setting so that it will refuse Cookies, Pensions Finder may use Cookies.
  • Flash Cookies. Certain features may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies.
  • Web Beacons. Certain sections of Pensions Finder and it's emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).
 
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies: What Are Cookies?
Session and Persistent Cookies are used for the purposes set out below:
  • Necessary / Essential Cookies
Type: Session Cookies
Administered by: Pensions Finder
Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and these Cookies are only used to provide You with those services.
  • Cookies Policy / Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: Pensions Finder
Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
  • Functionality Cookies
Type: Persistent Cookies
Administered by: Pensions Finder
  • Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.
 
For more information about the cookies and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of the Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • ​To provide and maintain Pensions Finder, including monitoring the usage of Service.

  • To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

  • For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.

  • To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

  • To provide You with news, special offers and general information about other goods, services and events that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

  • To manage Your requests: To attend and manage Your requests to Pensions Finder.

  • For business transfers: Pensions Finder may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or another sale or transfer of some or all of assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Pensions Finder is among the assets transferred.

  • For other purposes: Pensions Finder may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of promotional campaigns and evaluating and improve products, services, marketing and your experience.

 
Pensions Finder may share Your personal information in the following situations:
  • With Service Providers: Pensions Finder may share Your personal information with Service Providers to monitor and analyze the use of Service, to contact You.

  • For business transfers: Pensions Finder may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of assets, financing, or acquisition of all or a portion of the business to another company.

  • With Affiliates: Pensions Finder may share Your information with affiliates, in which case affiliates honor this Privacy Policy. Affiliates include the parent company and any other subsidiaries, joint venture partners or other companies that Pensions Finder control or are under common control.

  • With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.

  • With Your consent: Pensions Finder may disclose Your personal information for any other purpose with Your consent.

 

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. Pensions Finder will retain and use Your Personal Data to the extent necessary to comply with legal obligations (for example, if required to retain your data to comply with applicable laws), resolve disputes, and enforce legal agreements and policies.

Pensions Finder will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality, or if legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ from those from Your jurisdiction.

 

​Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Disclosure of Your Personal Data

Pensions Finder Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. Pensions Finder will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation

  • Protect and defend the rights or property of the Company

  • Prevent or investigate possible wrongdoing in connection with the Service

  • Protect the personal safety of users of the Service or the public

  • Protect against legal liability

 

Security of Your Personal Data

​The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While Pensions Finder strives to use commercially acceptable means to protect Your Personal Data absolute security is not guaranteed.

Children's Privacy

Pensions Finder does not address anyone under the age of 13. Pensions Finder do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Pensions Finder with Personal Data, please get in contact. If aware that Personal Data has been collected from anyone under the age of 13 without verification of parental consent, steps will be taken to remove that information from servers.

If it is necessary to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, parental consent is required before that information is collected.

Links to Other Websites

Pensions Finder may contain links to other websites that are not self-operated. If You click on a third party link, You will be directed to that third party's site. Pensions Finder strongly advises You to review the Privacy Policy of every site You visit.

No control is held over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

The Privacy Policy may be updated from time to time with a notification of any changes by posting the new Privacy Policy on this page.

Pensions Finder will let You know via email and/or a prominent notice before the change becomes effective and update the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Pensions Finder

If you have any questions about this Privacy Policy, You can email: info@pensionsfinder.co.uk

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